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Originally Posted by QWERTY?
unsurprisingly incompetence exists in all facets of society, as for the playing the system, this is what happens when you have groups of highly educated, highly intelligent individuals given a system with no checks, plus the added fact that most of their clients have little or no understanding of what is going on.
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It's a bachelor degree with a bar exam, highly educated imo would be Masters level or more, and gaming the system using those examples given in the article doesn't exactly scream 'sophisticated' -_-