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remember Si, when Prince died his entire estate went to the State first, then his family had to fight over the scraps. Don't be like Prince, have a Will... but in every other respect definitely be like Prince.
You can organise it online (print at home) if getting to a lawyer isn't possible.
Also, you can distribute your Super to anyone you please incase the worst happens.
First steps for all of us should be to reduce the burn rate, consider the COSTS of taking a new job especially if it distracts you from getting your affairs in order at home, take a new job if it suits you, and work out if eligible for grants.
If you have a mortgage, negotiate with mortgage broker + bank to switch to interest only repayments.
Many big old trees will fall in the forest of the old world, we can be the new young trees to make use of the new resources made available to us. Unemployment can be distressing, but it is also a gift to take the time to evaluate the world, where it's heading, and how you can bring value now and in the future.
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